Property education · 29 guides

Development finance

Understand funding, borrowing and cash flow throughout a property project. Each guide explains its scope; check local requirements and current official sources for your site.

• Before a Property JV Disagrees: Design the Deadlock Path

  Agree how partners escalate, decide and exit before a stalled decision threatens the site, funding or delivery programme.

• Before a Property JV Runs Short: Agree the Capital-Call Plan

  Use a capital-call readiness map to discuss overruns, funding limits and fallback choices before partners are under pressure.

• Before You Count the Sales: Map Settlement Cash Flow in Your Feasibility

  Model when sale proceeds can actually become available and test the debt, tax, delay and completion obligations that sit between sale and cash.

• Bridging Finance Property Australia: How It Works And When Investors Use It

  How bridging finance works for Australian property investors and the situations where it makes sense to use it.

• Company Title Vs Strata Title Australia: Why The Difference Matters For Finance

  The key differences between company title and strata title property in Australia, and why lenders treat them very differently.

• Construction Insurance Before Site Start: The Risk Check Small Developers Should Not Leave Late

  Before work starts, confirm who insures the works, public risk, existing structures and contract responsibilities so a site problem does not become a funding crisis.

• Council Approval Timeline Australia: Why Investors Underestimate How Long Approvals Take

  Why Australian property investors consistently underestimate council approval timelines, and how to plan projects more realistically.

• Cross Collateralisation Risk Australia: Why Linking Loans Can Limit Your Options

  Why cross collateralisation between properties can restrict Australian investors and how to avoid getting locked in by your bank.

• Deposited Plan Survey Australia: Why 'Approved' Is Not The Same As 'Registered'

  An approved subdivision is not a registered one. Learn how survey plans are prepared and registered in NSW and why the distinction changes your settlement and funding timeline.

• Development Application Conditions Australia: Read The Approval Before Celebrating

  Learn why DA conditions can change timing, civil works, finance and settlement assumptions even after an Australian property development approval is issued.

• Flood Zone Property Risk Australia: What Investors Should Check Before Buying A Site

  How to check flood risk on an Australian property before buying, and what it means for insurance, finance, and resale value.

• Granny Flat Development Australia: What Investors Should Check Before Adding A Second Dwelling

  What Australian investors need to check before building a granny flat, from council rules to rental returns and finance traps.

• Hobart’s 38-Home Milestone: What A Constrained Social-Housing Site Teaches About Delivery

  Hobart’s 38-apartment Argyle Street project shows how funding, staging and site constraints shape social-housing delivery.

• Loan To Value Ratio Development Australia: How LVR Affects Your Deal

  How loan to value ratio works in Australian development deals and why it shapes what a project can actually achieve.

• Mezzanine Finance Property Development Australia: Filling The Gap Between Debt And Equity

  How mezzanine finance works in Australian property development and when it's used to bridge the gap between senior debt and equity.

• Negative Gearing Vs Positive Cashflow Australia: Choosing A Strategy That Fits Your Goals

  A plain-English comparison of negative gearing and positive cashflow property strategies for Australian investors.

• Pre-Approval Vs Feasibility Australia: Why Finance Comes Second

  Learn why property investors should run feasibility before relying on pre-approval, and how finance and deal quality fit together in Australia.

• Property Development Exit Strategy Australia: Why The Exit Comes Before The Offer

  Learn why Australian property investors should understand the exit strategy before making an offer, including resale, refinance, wholesale and partnership pathways.

• Property Development Feasibility Australia: How To Know If A Deal Actually Works

  Learn how to read a property development feasibility in Australia before you make an offer. This guide explains costs, end values, holding costs, finance, margin, risk and the checks that show whether a deal works.

• Property Development Finance Australia: Holding Costs, Borrowing And Risk Explained

  Learn the finance and holding cost basics behind property development in Australia, including interest, borrowing, delays, contingency and risk.

• Property Transfer Tax Protection Passes Parliament for Spouses and Inherited Shares

  Parliament has protected grandfathered negative-gearing treatment when eligible property interests transfer after inheritance or relationship breakdown.

• Regional Vs Metro Development Australia: Weighing Up Where To Invest

  A practical comparison of regional and metro property development in Australia, and the trade-offs investors should weigh.

• Seaton’s Affordable Apartment Build: Why Tenure, Funding And Staging Matter To Developers

  Renewal SA’s 42-apartment Seaton project shows how affordable tenure, funding and staged renewal affect development feasibility.

• Self Managed Super Fund Property Australia: What Investors Should Understand First

  What Australian investors need to understand about buying property through a self managed super fund before committing.

• South Australia’s Draft Application Rules: Use Better Documents to Protect Your Development Program

  South Australia’s draft miscellaneous planning regulations affect application documents, insurance, infrastructure schemes and land-division servicing. Here is a practical developer checklist.

• The Feasibility Mistake That Hides in Your Project Timeline

  Translate approval, construction and sales time into cash-flow pressure before a slow month quietly erodes the deal.

• The Feasibility Number Your Profit Margin Does Not Show: Peak Debt

  Sequence project cash in and out to expose the maximum funding requirement, interest pressure and timing risk before commitment.

• Vendor Finance Property Deals Australia: How Investors Can Structure Deals With Less Bank Pressure

  Learn how vendor finance property deals work in Australia, why sellers may agree to flexible terms, and what investors should check before using this strategy.

• Victoria Windfall Gains Tax: Do Not Count the Whole Rezoning Uplift

  A Victorian rezoning play can create value, but windfall gains tax can change the net result, timing and negotiation position.

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